# Configure cascading payment methods for an account

Zuora provides the Cascading Payment Method feature to dynamically retry the failed payment with alternative payment methods according to a predefined priority list. Use this API operation to configure the cascading consent for a specified account and set up the priority list of payment methods to be used in Cascading Payment Method.

Before you use this API operation, ensure that the Cascading Payment Method feature is enabled. For more information about the Cascading Payment Method feature, see Cascade payment methods.

Endpoint: PUT /v1/accounts/{account-key}/payment-methods/cascading
Version: 2026-02-20
Security: bearerAuth

## Header parameters:

  - `Accept-Encoding` (string)
    Include the Accept-Encoding: gzip header to compress responses as a gzipped file. It can significantly reduce the bandwidth required for a response. 

If specified, Zuora automatically compresses responses that contain over 1000 bytes of data, and the response contains a Content-Encoding header with the compression algorithm so that your client can decompress it.

  - `Content-Encoding` (string)
    Include the Content-Encoding: gzip header to compress a request. With this header specified, you should upload a gzipped file for the request payload instead of sending the JSON payload.

  - `Zuora-Track-Id` (string)
    A custom identifier for tracing the API call. If you set a value for this header, Zuora returns the same value in the response headers. This header enables you to associate your system process identifiers with Zuora API calls, to assist with troubleshooting in the event of an issue.

The value of this field must use the US-ASCII character set and must not include any of the following characters: colon (:), semicolon (;), double quote ("), and quote (').

  - `Zuora-Entity-Ids` (string)
    An entity ID. If you have Zuora Multi-entity enabled and the OAuth token is valid for more than one entity, you must use this header to specify which entity to perform the operation in. If the OAuth token is only valid for a single entity, or you do not have Zuora Multi-entity enabled, you should not set this header.

  - `Zuora-Org-Ids` (string)
    Comma separated IDs. If you have Zuora Multi-Org enabled, 
you can use this header to specify which orgs to perform the operation in. If you do not have Zuora Multi-Org enabled, you should not set this header.

The IDs must be a sub-set of the user's accessible orgs. If you specify an org that the user does not have access to, the operation fails. This header is important in Multi-Org (MO) setups because it defines the organization context under which the API should operate—mainly used for read access or data visibility filtering. If the header is not set, the operation is performed in scope of the user's accessible orgs.

  - `Zuora-Version` (string)
    The minor API version.

For a list of available minor versions, see API upgrades.

## Path parameters:

  - `account-key` (string, required)
    Account ID.

## Request fields (application/json):

  - `consent` (boolean)
    true indicates that you have collected consent from your customer to use the Cascading Payment Method feature. false indicates the consent was not collected and the Cascading Payment Method feature is not enabled.

The priorities field can be specified only if consent is true.
    Example: true

  - `priorities` (array)
    Container for the priority configuration of payment methods. You can add up to three payment methods to this container. For more information, see Cascade payment methods.

priorities is required if consent is true.
    Example: [{"paymentMethodId":"2c92c0f95be68649015bf14e001f2760","order":1},{"paymentMethodId":"2c92c0f95be68649015bf14e001f2761","order":2},{"paymentMethodId":"2c92c0f95be68649015bf14e001f2762","order":3}]

  - `priorities.paymentMethodId` (string, required)
    The ID of a payment method.

  - `priorities.order` (integer, required)
    The order of the payment method in the priority list. For example, 1 indicates the payment method is the first one in the priority list, and 2 indicates it is the second.

The first payment method in the priority list will be the default payment method of the customer account.

## Response 200 fields (application/json):

  - `processId` (string)
    The ID of the process that handles the operation.

  - `reasons` (array)
    The container of the error code and message. This field is available only if the success field is false.

  - `reasons.code` (string)
    The error code of response.

  - `reasons.message` (string)
    The detail information of the error response

  - `requestId` (string)
    Unique identifier of the request.

  - `success` (boolean)
    Indicates whether the call succeeded.

## Response 500 fields (application/json):

  - `reasons` (array)
    Example: [{"code":"ObjectNotFound","message":"Notification definition with id 6e569e1e05f040eda51a927b140c0ac1 does not exist"}]

  - `reasons.code` (string)
    The error code of response.

  - `reasons.message` (string)
    The detail information of the error response

## Response 4XX fields (application/json):

  - `processId` (string)
    The ID of the process that handles the operation.

  - `reasons` (array)
    The container of the error code and message. This field is available only if the success field is false.

  - `reasons.code` (string)
    The error code of response.

  - `reasons.message` (string)
    The detail information of the error response

  - `requestId` (string)
    Unique identifier of the request.

  - `success` (boolean)
    Indicates whether the call succeeded.